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If disaster strikes, you'll want enough homeowners insurance to rebuild the structure of your home, to help replace your belongings, to defray costs if you're unable to live in your home and to protect your financial assets in the event of liability to others. Use these guidelines to help determine the coverage and amounts you need.
Repairing a car can be costly but with the right insurance coverage, it can be manageable. Make sure you’ve had your policy checked by an insurance agent and discussed exactly what coverage and how much coverage you should have. What do you do if it happens? And what don’t you do?
Understanding insurance coverage, what you can do to protect your business. From general liability to cyber liability, knowing what your policy covers and limits will help you prepare.
NICB's VINCheck is a free service provided to the public to assist in determining if a vehicle has been reported as stolen, but not recovered, or has been reported as a salvage vehicle by cooperating NICB member insurance companies. To perform a search, a vehicle identification number (VIN) is required. If the vehicle did not have insurance it would not be reported.
The NHTSA promotes safe behaviors on our nation’s roads, with vehicle recall info, safety tips for teen driving, pedestrian, bicycle, motorcycle and school bus safety. Search to see if your vehicle is under recall. What this VIN search tool covers
To launch and keep a business thriving requires a good amount of passion, a strong business plan, usually a hefty financial investment and a few things most people don’t think about. With so much at stake, insuring your investment, yourself, employees and property the right way is one of the most important decisions every owner must make. From commercial auto and property to workers’ comp, there are a lot of considerations. So, where to start?
Severe weather or events can happen anytime, in any part of the country. Severe weather can include hazardous conditions produced by thunderstorms, including damaging winds, tornadoes, large hail, flooding and flash flooding, and winter storms associated with freezing rain, sleet, snow and strong winds. Develop an emergency plan based on your local weather hazards and practice your plan. www.ready.gov
You must obtain a new Maine license & registration within 30 days of becoming a resident of the State of Maine.
Registering a motor vehicle in Maine:
Driver license and identification card information:
New Maine resident with valid out-of-state license information: http://www.maine.gov/sos/bmv/licenses/convert.html
This section of the VU research library includes articles and white papers that address coverage and claims issues, from the Independent Insurance Agents & Brokers of America, many originating from their "Ask an Expert" service, involving business auto and garage exposures, business income issues, CGL exclusions, the need for D&O coverage, property valuation and coverages, and workers compensation problems.
While issues like in-home businesses and recreational vehicles are addressed in this section of the Independent Insurance Agents & Brokers VU research library, the focus is on mainstream coverage and claim Q&A involving homeowners and personal auto lines of insurance. Important issues ranging from diminished value claims to valuing homes are discussed in articles and included are white papers.
Insight and analysis with news and trends that effect todays insurance marketplace. Articles covering a wide range of the latest insurance industry risks, changes and cultures that could effect Main Street.
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